Banking that opens the door to a spectrum of benefits.
Explore Citigold Private Client Banking Benefits

Premier Banking
- Unlimited refunds on ATM fees at non-Citibank ATMs worldwide.1
- Unique Citigold Private Client metal debit card with World Debit Mastercard® benefits. See the Mastercard® Guide to Benefits for Debit Cardholders.
- Higher daily limits on ATM/Debit Card cash withdrawals and higher limits with Debit Card purchases.2
- No foreign exchange fees on purchases with your Citigold Private Client debit card3 and no foreign transaction fees at Citibank ATMs around the world.
- Waived fees for standard or personalized checkbook orders, stop payments, overdrafts, incoming and outgoing wire transfers, and money orders.
- Relationship pricing on mortgages and select credit products.
- No monthly service fee on your checking account in the Citigold Account package.*
- Pay your bills online, view account activity and deposit checks from your mobile device with the highest daily limits.4
- Make domestic and international money transfers to another eligible Citi account without any transfer fees using the Citibank Global Transfer Service.5
- Easily transfer money between your checking, savings, and linked investment accounts.
- Send money to family and friends within minutes using Zelle® person-to-person payment service.6
*Please review your Client Manual — Consumer Accounts and Marketplace Addendum for a complete list of waived and reduced fees for your Citigold Account Package.

White-Glove Service
- A Citigold Private Client Wealth Team, including a Wealth Advisor for your advanced planning and investing needs, a Wealth Relationship Manager, and access to a team of additional specialists.
- A Citigold Private Client service center, available 24 hours a day, seven days a week and a remote relationship management team so you can manage your financial life even on the go.
- A Citigold Concierge who can help with restaurant reservations, travel planning, tickets to shows and concerts, and more.

World Debit Mastercard®Peace of Mind Benefits
- Mastercard Zero Liability Protection — Protects you against any unauthorized purchases on your card if your card is lost or stolen. *
- Extended Warranty — Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand’s warranty for a maximum of one year.†
- Satisfaction Guarantee — If you become dissatisfied with a product you purchase using your eligible Mastercard within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.††
- Purchase Assurance — Purchase Assurance from Mastercard may protect you against accidental damage or theft of items that were purchased with your eligible Mastercard.†
To file a claim or for more information on any of these services, call the Mastercard Assistance Center at 1-800-Mastercard: 1-800-627-8372, or en Español: 1-800-633-4466.
*Certain terms, conditions and exclusions apply. Please consult the Citibank Client Manual and Marketplace Addendum for important conditions and limitations.
†Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only.
††Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by AIG Warranty Guard, Inc., an AIG company. Policy provides secondary coverage only.
Note: These benefits are available when using your Citigold Private Client Debit Card to make a purchase. Terms, conditions and restrictions apply. You will be provided with more information and coverages in an Explanation to Benefits. Benefits are not provided by Citibank and Mastercard or its service providers are solely responsible for providing them.
Enhanced Mobile Experience


Enhanced Mobile Experience
- No-fee online equity trades, available only to Citigold Private Clients.
- Transfer funds between banking and brokerage accounts.
- View statements and positions.
- Move money abroad with Citi Global Transfers.
- Enhanced security with Trusted Identity features.
- Brokerage account opening
- Convenient account management with mobile check deposit, online statements, and custom account alerts.
- A robust online library of financial education, including exclusive Citigold content.
- Click-to-call access to your Wealth Team.